Starter

• Bank reconciliations — match bank feeds to Xero transactions to ensure accuracy

• Monthly Profit & Loss preparation — generate and review P&L for performance visibility

• Transaction categorisation — allocate up to 60 transactions per month to correct accounts

• Basic compliance checks — ensure GST coding, expense allocation, and chart‑of‑accounts consistency

• Document organisation — maintain digital receipts and source documents in Xero

• Email support — respond to simple bookkeeping queries within scope

Best for: Sole traders and micro businesses needing clean, accurate monthly books.

Growth

Everything in Starter, plus:

• Payroll processing — prepare payroll data for up to 3 employees*

• Accounts Payable management — enter supplier bills, schedule payments, maintain supplier ledger

• Accounts Receivable management — raise invoices, allocate customer payments, maintain debtor ledger

• Monthly management report — provide summary of revenue, expenses, margins, and trends

• Bank feed monitoring — ensure feeds are active and data is flowing correctly, allocate up to 150 transactions per month to correct accounts.

• GST coding review — ensure correct GST treatment on all transactions

• Reconciliation of clearing accounts — payroll clearing, suspense, and payment accounts

Best for: Small businesses with 1–10 staff and regular AP/AR activity.

Premium

Everything in Growth, plus:

• Job profitability tracking — allocate income/expenses to jobs or projects

• WIP (Work in Progress) monitoring — track unbilled work and job cost movements

• Cashflow dashboard updates — maintain weekly cashflow insights and forecasts

• Weekly reconciliations — reconcile bank, credit card, and loan accounts weekly, allocate more than 150 transactions per month to correct accounts

• Monthly review call — discuss performance, issues, and improvements

• Priority support — faster response times and priority task handling

• Enhanced reporting — job margin reports, cashflow summaries, and operational KPIs

Best for: Trades, subcontractors, and operational businesses with higher complexity (5–20 staff).

$450-$650

$1100+

$650-$1100